Automate a step.
Or the entire claim.

Move beyond claims automation to Autonomous Claims, where each claim drives itself to resolution and humans are involved only where genuine judgement is required.

Configure with no code and AI, connect to your existing stack through one API, and add pre-integrated insurtech wherever you need it.

A woman relaxing with her feet on a mint-green desk beside a telephone and paperwork.

The right claims decision.
Always. At scale.

Customer self-serve, in any channel

Embed the claim journey wherever the claim starts — from a link in a message to your website, app or a broker’s own digital journey — with full control over look and feel.

Unlike static forms, each journey adapts as the customer answers. Ambiguity is resolved, missing evidence requested and inconsistencies challenged in the moment — so complete, decision-ready claims data arrives instead of another item in a queue.

Autonomous processing

Patent-pending Geometric intelligence computes what should happen next — and the claims decision itself — from the facts available.

Rather than predicting the most likely answer, it determines the answer those facts support and preserves the reasoning behind it. Where genuine judgement is required, it defers to a human. Every computed decision can be explained step by step — to a handler, auditor, regulator or customer.

AI-native Claims Management System

Traditional claims systems organise information for a handler to find, read and reconcile. Ours organises the claim around what needs to happen next.

Ask the claim a question and get an answer with the supporting evidence attached. AI helps the handler understand and interact with the claim; Geometric intelligence computes the claims position. What reaches the handler is what genuinely requires human judgement — so they can focus on controlling indemnity spend and delivering better customer outcomes.

The platform

All you need for the
right decision,
every time

Each application below runs on its own alongside the systems you already have, or together as a single claims platform. Fill a gap this quarter; replace a stack when you’re ready.

Design

Build and orchestrate self-serve journeys with no code — templates, AI auto-build, chase logic, integrations. Your team ships without waiting for IT.

SaaS

Capture

Conversational self-serve in any channel, dynamic questioning, multi-language, document and image upload, digital signature, payins and payouts. Conforms to AA accessibility standards. SDK/CSS for full control over branding and look and feel.

SaaS Embed

Decide

Model indemnity, liability and quantum in an open-source modelling standard, sandbox it, and export a proof-of-explainability certificate for every outcome.

SaaS

Operate

The agent portal built for what is left: AI-first Q&A with the claim, inspection and override of any step, desktop or on the move.

SaaS Embed

Portal

Give insurers, customers and suppliers a live view of curated claim content, with role-based control — and no direct access to your systems.

SaaS

Engage

Policy and claim passes in Apple and Google Wallet: live timeline on the front, self-serve on the back, lock-screen updates without downloading an app.

SaaS Embed

Marketplace

Pre-integrated insurtech plug-ins on one master agreement — document AI, conversational AI, fraud, identity, payments — droppable into any journey or back-office flow, on better commercial terms than buying direct.

SaaS Embed

API

Create records, start process instances and pull structured results straight into your core platform in real time. Structured and source-tagged, never re-keyed.

SaaS Embed

Autonomous claims

Agentic AI isn’t enough to handle a claim. Here’s what is.

Agentic AI can determine what to do next, but it cannot guarantee that what it chooses is correct or justified. In claims, every step needs to be right, and you need to be able to prove why.

Our patent-pending Geometric intelligence computes what the claim requires from the facts and rules that govern it: what information is needed, what can be concluded from it, and what should happen next. AI processes messy inputs and provides semantic meaning; Geometric intelligence determines what follows.

Together, they enable claims to be resolved autonomously from end to end. Where genuine judgement is required, the claim passes to a human. Not to check the technology’s work, but to make the judgement the technology should not.

See the proof
A surprised man standing behind a retro claims-processing machine.
A smiling man demonstrating an abacus.

Ways to buy

Own the software.
Or just the outcome.

One claims engine, three ways to use it. Embed ready-made processes, licence the platform to build your own, or outsource the outcome entirely. You choose where the technology ends and your operation begins.

Embedded Claims

Claims capability, ready to embed.

Add a complete claims solution without building or operating the technology behind it. Customer self-serve, decision-making and end-to-end orchestration run in the cloud, ready to embed into your proposition.

Commercial model

Cloud compute cost + 40%

Technology Licence

The platform in your hands.

Licence the applications you need and configure your own claims processes with no-code tools, while we provide the underlying enterprise technology.

Commercial model

Monthly licence plus cloud usage.

Outsource

Buy the outcome, not the technology or the operation.

End-to-end Autonomous Claims, backed by specialist expertise where human judgement is required. Our commercial model aligns our success with yours, creating value through better claims outcomes.

Commercial model

Outcome-aligned pricing.

Partners · For insurtechs and technology providers

Bring the depth.
We'll bring the platform around it.

The hardest part of selling a capability into claims is rarely the capability. It is everything an insurer needs wrapped around it before yours can run at all: a customer front end, orchestration, a handler view, audit, hosting, security assurance, integration into a core system. That is most of a product roadmap, and none of it is your product.

Build on ours instead. Stay deep in the thing you are best at, expose it over an API, and let the platform make it market-ready — so what an insurer buys from you needs no build and no implementation programme.

Market-ready, not integration-ready

Your API arrives inside a working claims process: self-serve capture, process orchestration, handler review and override, evidenced decisioning, payments, audit. The insurer switches it on rather than scoping it.

A distribution channel, not a directory

Capture, our self-serve front end, asks only what the claim still needs. Only what the outcome depends on is asked for — which is why there is nothing to chase later.

Your product stays yours

Capture, our self-serve front end, asks only what the claim still needs. Only what the outcome depends on is asked for — which is why there is nothing to chase later.

Join our offering of best-in-class insurtech providers.

Partner with us
A smiling groom carrying his partner, who holds a wedding bouquet.

Insight

Where insurance technology goes next

A decade spent on one problem produces a point of view. Ours is on AI, computation and the changing insurance operating model. We publish the thinking in long form, reasoning and all, for people who want to understand not just where insurance technology is heading, but why.

All insights
PerspectiveTypeSafe AI Is Having a Moment. But Is It Safe Enough for Insurance?
27 October 2026

TypeSafe AI Is Having a Moment. But Is It Safe Enough for Insurance?

TypeSafe AI is having a moment. Its proposition is compelling: today’s AI is designed to generate language, even when the computer consuming it needs a decision, not an essay.
Case StudyFaster Claims, the Same Human Touch
13 October 2026

Faster Claims, the Same Human Touch

Inside the S&G, Bdeo and Claim Technology partnership: a case study in the power of combined expertise.
OpinionSuper Intelligence Is Not Enough
30 September 2026

Super Intelligence Is Not Enough

Donald Trump thinks Artificial Intelligence needs a new brand name.
Just a ThoughtFive Years of Transformation. The Data Hasn’t Noticed
28 September 2026

Five Years of Transformation. The Data Hasn’t Noticed

What the FCA's own firm-level complaints data reveals about five years of claims transformation — and why the numbers won't move until insurers fix the two problems every programme has…


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